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MORTGAGE BROKERING

San Francisco Bay Area
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Commercial and Investment Real Estate Financing

We understand that your commercial real estate financing needs are unique. Our suite of services includes a variety of mortgage options for commercial and investment properties.

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Commercial Financing Solutions:

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  • Office Buildings: Financing for purchasing or refinancing office spaces, including high-rises and boutique offices.

  • Retail Properties: Tailored solutions for shopping centers, individual stores, and retail outlets.

  • Land Acquisition: Funding for land purchase intended for commercial development.

  • Construction Loans: Financing for commercial construction projects from the ground up.

  • Land Development: Capital for developing raw land into construction-ready sites.

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Residential Investment Financing:

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  • Single Family Homes: Mortgages for investment properties including individual homes.

  • Multifamily Units (2-4 units): Financing for smaller multifamily properties.

  • Condominiums: Loans tailored for condo investments.

  • Land: Purchase loans for residential land development.

  • Manufactured and Modular Homes: Specialized loans for investing in manufactured or modular properties.

  • Accessory Dwelling Units (ADU): Funding for adding secondary housing units on a single-family residential lot.

Mortgage Types for Diverse Needs

Your financial goals are our priority. Whether you're purchasing a new property or leveraging existing equity, our loan options are designed to match your objectives.

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  • Primary Purchase: Step into your new home with a loan that's right for you.

  • Second Home Purchase: Financing for your vacation or second home.

  • Investment Property Purchase: Expand your portfolio with our investment property loans.

  • Refinance Options: Improve your loan terms with rate and term refinancing or tap into your home's equity with cash-out refinancing.

  • Second Lien: Additional financing options to complement your first mortgage.

  • Home Equity Line of Credit (HELOC): Access to cash as you need it.

  • Home Equity Loan (HEL): Lump-sum loans against the equity in your home.

  • Equity Share Programs: Innovative solutions for sharing investment risks and rewards.

Programs Tailored to Your Scenario

Our range of programs is designed to meet the varied needs of our clients. If you don't see a program that fits your situation, get in touch for a personalized consultation.

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Conventional and Government Programs (Residential Only):

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  • Conforming Mortgages: Loans conforming to the limits and guidelines of Fannie Mae and Freddie Mac.

  • FHA Loans: Including options for low credit scores and flexible guidelines.

  • USDA Loans: For eligible rural and suburban homebuyers.

  • VA Loans: Dedicated to the service of veterans, offering excellent terms with no down payment.

  • Down Payment Assistance: Making home ownership accessible with various assistance programs.

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Non-Qualified Mortgage and Alternative Programs:

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  • Jumbo Loans: For properties that exceed conforming loan limits.

  • Investor Loans: Specialized loans for real estate investors.

  • Alt-Doc Loans: Including bank statement programs and profit and loss statements, perfect for self-employed borrowers.

  • DSCR: Debt Service Coverage Ratio loans for investment properties.

  • Construction Loans: For new construction projects.

  • Non-Warrantable Condo Loans: When the property does not meet typical lending guidelines.

  • 40-Year Terms: Extended loan terms for lower monthly payments.

  • No Credit/ITIN Loans: Solutions for non-traditional borrowers.

  • Hard Money Loans: Short-term lending for quick real estate investment opportunities.

  • BRRRR Method Financing: Buy, Rehab, Rent, Refinance, Repeat – a comprehensive approach for investors.

  • Fix and Flip Loans: For renovating properties before selling for a profit.

CONTACT OUR TEAM

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